Trust & Will review (2026): plans, prices and who it fits
Trust & Will sells online wills from $199 and living trusts from $499. Here is what each plan includes, what costs extra, and who should choose it, or something else.
How we make money: some links on OakTrust may earn us a commission, including links to Trust & Will. It does not change what we say. We reviewed Trust & Will’s published plans, prices, help center and terms in November 2026; we did not buy a plan for this review. Affiliate disclosure.
Our take
A good fit for homeowners and couples who want a guided living trust online, with a funding guide and the option to add an attorney. It costs more than do-it-yourself software, and the extras add up.
See Trust & Will’s plansKey facts
- Will Plan: $199, or $299 for a couple. Trust Plan: $499, or $599 for a couple. Both are one-time prices, payable in 4 interest-free installments.
- The Trust Plan includes the living trust, a pour-over will, a financial power of attorney, a health care directive, a HIPAA authorization, a certification of trust, a schedule of assets and a funding guide.
- Extras: Attorney Support for a year, $299; moving a home into the trust, $140 per deed plus recording fees; a mobile notary with two witnesses, $170 to $210.
- An optional membership costs $49 a year. Your documents stay valid if you cancel it.
- Wills are offered in all 50 states, trusts in every state except Louisiana.
Plans and prices
| Plan | One person | Couple | What you get |
|---|---|---|---|
| Will Plan | $199 | $299 | Last will, financial power of attorney, advance health care directive (living will and medical power of attorney), HIPAA authorization, guardian nominations for children and pets |
| Trust Plan | $499 | $599 | Revocable living trust, pour-over will, the same powers of attorney, directive and HIPAA authorization, schedule of assets, certification of trust and a trust funding guide |
| Complex needs | Attorney-drafted, from $1,499 | For special needs trusts, Medicaid planning, business succession, estates of $15 million or more or complex blended families. Being matched with an attorney is free; the attorney sets the fee | |
A couples plan includes documents for both of you. If you start with a will and later want a trust, the amount you paid for the will is applied toward the Trust Plan. Payment can be split into four interest-free installments through Klarna.
Add-ons and ongoing costs
| Extra | Price | Worth knowing |
|---|---|---|
| Attorney Support | $299 for 1 year | Phone access to a licensed estate planning attorney. Not available in Alaska, Hawaii, Louisiana, Mississippi, Oregon, South Carolina or Tennessee |
| Essentials membership | $49 a year | Edit your plan at any time, an AI assistant, a digital vault and one free printed shipment a year. Optional and auto-renews; payments are not refundable |
| Pro membership | $299 a year | Adds attorney support, an estate tax report and premium support |
| Deed transfer | $140 per deed, plus recording fees | Moves your home into the trust through partner Bundle; notarizing the deed is $100 more |
| Mobile notary | $170 to $210 | A notary and two witnesses come to you, in all 50 states, through partner Snapdocs |
| Printed copies | $25 for a will plan, $35 for a trust plan | Per extra shipment |
Trust & Will’s own pages are not fully consistent on what you can still edit without a membership, so check at checkout. Either way, the documents you signed stay valid if you cancel.
What a couple’s trust really costs
Example. A married couple buys the Trust Plan for $599, has the mobile notary and witnesses come to sign a joint trust for $200, moves their home into the trust with the deed service for $140 plus the county’s recording fee, and keeps the Essentials membership for $49. Year one comes to about $988 plus recording fees and notarizing the deed ($100 through Bundle, or a notary you arrange yourself), compared with roughly $1,500 to $4,000 for a trust drafted by an attorney.
You can do some of this yourself to save money: many banks have a notary, and your county recorder may publish deed forms. See how to fund a living trust and what a living trust costs.
How it works
- Answer the questionnaire about your family, assets and wishes. Payment comes after the basic questions.
- Get your documents as downloads, or have them printed and shipped.
- Sign them correctly. Trust & Will does not witness or notarize documents itself. It gives signing instructions, and you can book the mobile notary. Online notarization is offered only in Arizona, Florida, Indiana, Nevada and Utah, and not for trust documents.
- Fund the trust. Use the funding guide to retitle accounts, and the deed service or your county’s forms for real estate. An unfunded trust does not avoid probate.
- Keep it current after marriages, births, moves or big purchases.
Attorney Support: what it covers
For $299, you get a year of phone access to a licensed estate planning attorney. According to Trust & Will’s help center, the attorney can help you choose a plan and understand your documents, and answer questions about estate and gift tax, the roles you assign, beneficiary designations, general funding and signing requirements.
It does not cover tax advice for your specific situation, asset protection, marital agreements, drafting documents, reviewing documents made elsewhere, preparing or reviewing deeds, advice for other people in your plan, carrying out a plan after a death or incapacity, business matters or disputes. Trust & Will’s sales page does say the attorney can explain how to make a business or LLC trust-owned. If you need any of those, the free attorney match for complex needs, or an estate planning attorney you hire directly, is the better route. Trust & Will’s refund policy allows a full refund of Attorney Support within 14 days if you have not booked a call.
Pros and cons
What we like
- A complete trust package, with a funding guide and a certification of trust
- Couples plans cover both spouses at a flat price
- Will price credited if you upgrade to a trust
- Optional attorney help, and a free match to an attorney for complex plans
- Mobile notary with witnesses in all 50 states
- Refunds can be requested within 30 days of purchase
Watch out for
- Costs more than do-it-yourself options such as Nolo’s software or GoodTrust, both $149 for a trust
- Attorney Support, deed transfer and notary are extra
- Attorney Support is not offered in seven states
- No trusts for Louisiana residents
- Memberships auto-renew and are not refundable
- Platform and documents are in English only, though a Spanish-speaking specialist can help by phone
Who it fits, and who should look elsewhere
Good fit
Homeowners who want to avoid probate with a revocable living trust, couples who want one joint plan, and people who want clear funding steps without paying an attorney thousands of dollars. It also suits parents who need to name guardians.
Look elsewhere
A child with special needs, a business with three or more employees, an estate of $15 million or more or a blended family with complex dynamics call for an attorney, as Trust & Will itself says. If you only need a basic will, free or cheaper options exist; see the best online will makers.
Alternatives
| Service | Living trust | Attorney help |
|---|---|---|
| Trust & Will | $499, couples $599 | +$299 for a year |
| LegalZoom | $399 Basic, $549 Premium | Premium includes a year of attorney calls |
| Nolo WillMaker & Trust | $149 (Plus) | None |
| GoodTrust | $149 the first year | None |
For the closest rival, read Trust & Will vs LegalZoom. All seven services we track are side by side in online wills and trusts compared.
Not sure you need a trust?
Six questions show whether a will, a living trust or an attorney fits your family.
Take the quizFAQ
Is Trust & Will legitimate?
Yes. Trust & Will was founded in 2017, is based in San Diego and says it has more than 1 million users. It is not a law firm and does not give legal advice; its documents are state-specific and become valid when you sign them following your state’s rules.
Does Trust & Will notarize my documents?
No. You sign them yourself following its instructions. You can book its partner’s mobile notary, who brings two witnesses, for $170 to $210. Online notarization is available only in a few states and not for trust documents.
Can I upgrade from a will to a trust later?
Yes. What you paid for the Will Plan is applied toward the Trust Plan; it is not refunded separately.
What happens if I cancel the membership?
Your will or trust remains valid. You lose the membership features, such as the AI assistant, the digital vault and the free shipment, at the end of the billing period.
Is Trust & Will available in my state?
Will plans are offered in all 50 states and trust plans in every state except Louisiana. Services are for US residents only, and not for US territories.
Can I get a refund?
You can request a refund within 30 days of purchase. Membership payments are final, and Attorney Support is fully refundable within 14 days if you have not booked a call, under its refund policy; its 2024 Attorney Consultation Plan terms say 7 days.
Sources
- Trust & Will: Pricing, Will Plan, Trust Plan and Attorney Support
- Trust & Will help center: Pricing for trusts and wills, Membership, Attorney Support, Attorney Support by state, Refund policy, Mobile notary, Notarizing documents, States where documents are valid, Adding a trust to a will plan, Attorney match and All FAQs
- Trust & Will: Deed transfer service
- Trust & Will: Series C funding announcement and Spanish-language help
- Attorney-drafted trust costs: LegalZoom: Cost to set up a living trust (2026) and Ethos: How much does it cost to set up a trust? (2026)
- LegalZoom: Living trust packages; Nolo WillMaker & Trust: Pricing; GoodTrust: Pricing and renewal fee
OakTrust.com provides general information, not legal advice. Trust & Will sets its own prices and terms and may change them; confirm them on its site before you buy.