Online wills and living trusts compared (2026)

Seven online services, what they charge for a will and a living trust, what attorney help they include and who each one fits. Prices checked October 2026.

Edited by Erik Bobbink, CFA · Last reviewed October 2026 · General information, not legal advice

How we make money: some links on OakTrust may earn us a commission. It does not change what we say about any service, and the order below is not a ranking. Affiliate disclosure.

Key facts

For one person, a will costs $0 to $299 online and a living trust package $0 to $549.
The cheapest paid living trusts are GoodTrust and Nolo’s software, at $149.
Trust & Will and LegalZoom sell attorney help as an add-on or a higher tier.
FreeWill’s free trust is for California residents only, and Ethos’s free documents require one of its life insurance policies.
Several services do not offer trusts, or are not valid, in Louisiana.

On this page

Prices side by side
Which service fits whom
What to check before you buy
What online services cannot do
FAQ

Prices side by side

Service	Will	Living trust	Attorney help	Updates and limits
Trust & Will	$199, couples $299	$499, couples $599	Attorney Support add-on, +$299 (not offered in AK, HI, LA, MS, OR, SC or TN); attorney match for complex needs from $1,499	$49-a-year membership listed; trust plans not offered in Louisiana
LegalZoom	$129 to $299, couples $229 to $399	$399 or $549, couples $499 or $649	Will Pro: 30 days of attorney calls; Premium: a year of attorney help, then $199 a year	Three will tiers and two trust tiers
Nolo Quicken WillMaker & Trust	$109 (Starter)	$149 (Plus, with a will); All Access $219	None	One year of access and revisions, then $39.99 a year; not valid in Louisiana
GoodTrust	$149 (one plan covers will and trust)	Same $149 plan, with a pour-over will	None listed	One year of updates, then $39 a year
Rocket Lawyer	Included in a membership: $149, $249 or $349 a year, after a 7-day free trial		Ask-an-attorney requests in every plan; live calls on higher plans; sessions $149 for 30 minutes	General legal membership, renews yearly
FreeWill	Free, all states and DC	Free, California residents only	None	Trust limited to California
Ethos	Free with an eligible Ethos life insurance policy		None listed	Not offered in Alaska or Louisiana

Prices are for one person unless noted and come from each provider’s site in October 2026. Providers change prices and run discounts often, so confirm on their site before you buy.

Which service fits whom

Trust & Will

Fits couples and families who want a guided living trust with a funding guide and a certification of trust, and the option to add an attorney.

LegalZoom

Fits people who want ongoing access to an attorney bundled into the package rather than bought separately.

Nolo Quicken WillMaker & Trust

Fits do-it-yourselfers comfortable with software and Nolo’s legal guides, who want a will and trust at a low one-time price.

GoodTrust

Fits budget-minded people who want a trust with a pour-over will and a digital vault, and don’t mind a yearly renewal for updates.

Rocket Lawyer

Fits people who need several legal documents, such as leases or business forms, along with a will or trust, and want attorney questions included.

FreeWill and Ethos

FreeWill fits anyone who needs only a basic will, and Californians who want a free trust. Ethos fits people already buying life insurance.

What to check before you buy

Will or trust? A trust costs more and takes more work. If a will is enough for you, the cheapest options are very cheap. The quiz helps you decide.
Your state. Make sure the service covers your state for the document you need, especially in Louisiana.
One person or a couple. Married couples often use a joint trust. Check the couple price.
Attorney access. Included, an add-on or none at all. If your situation has any complexity, this matters more than price.
Updates after year one. Life changes. Check what edits cost after the first year.
Help with funding. A trust only works for assets you transfer into it. Look for a funding guide, a certification of trust and help with your deed. See how to fund a living trust.

What online services cannot do

Online services assemble documents from your answers. They do not review your family, assets or taxes the way an attorney does. Hire an estate planning attorney if a beneficiary has special needs, you own a business or property in several states, you expect a challenge to your plan, you are planning for long-term care, or your estate is near the federal estate tax limit, which is $15 million per person in 2026. Our living trust cost guide compares online and attorney prices.

Will or living trust: which do you need?

Answer six questions before you pay for anything.

Take the 2-minute quiz

FAQ

Are online wills legally valid?

Yes, when you sign them according to your state’s rules, which usually means signing in front of two witnesses, and often a notary for a self-proving affidavit. Follow the signing instructions exactly; an unsigned or improperly witnessed will can fail.

Which is the cheapest living trust online?

Among paid options in our table, GoodTrust and Nolo’s Plus software both list $149. FreeWill’s trust is free but only for California residents, and Ethos’s is free only with an eligible life insurance policy.

Can a married couple share one online trust?

Usually yes, as a joint revocable trust. Trust & Will and LegalZoom list couple prices. Joint trusts are common, but in some situations, such as a blended family, separate trusts may serve you better; an attorney can advise.

Do I still need a will if I make a living trust online?

Yes. Trust packages normally include a pour-over will, which moves forgotten assets into the trust and is where you name guardians for minor children. See pour-over wills.

Sources

OakTrust.com provides general information, not legal advice. We are not affiliated with the services listed unless a link says so, and prices are set by each provider.

Will or trust? Take the quiz first