VISA® Credit Card

Ideal for Everyday Purchases

Want an easy answer to carrying a credit card? Choose Oak Trust Credit Union’s VISA® Platinum Credit Card. There are no hassles about introductory rates, grace periods, and hidden costs because we offer the smart, simple solution for everyday purchases and travel. Plus, it is accepted worldwide at merchants and ATMs displaying the VISA® logo. Enjoy these features:

  • Competitive interest rate
  • In-house customer service at (800) 232-6728
  • No annual fees
  • Free and easy balance transfers
  • Travel accident insurance
  • Account access via logging into Online Banking

Automatic Payments

Save time, checks, and postage by paying your balance by setting automatic payment of:

  • Your entire balance
  • A specific dollar amount
  • A percentage of the balance
  • The minimum payment

Contact us today to enroll in automatic payments for making your payment the easy way!

Earn Rewards Every Time You Shop

With your variable rate Oak Trust VISA Platinum Credit Card you can earn rewards every time you shop. With the ScoreCard® program each purchase you make with your Oak Trust VISA Platinum Credit Card will allow you to earn valuable bonus points you can redeem for brand name merchandise and exciting travel rewards. Earn 1 point for every $1 you spend. Enrollment and tracking is automatic, making it even more convenient for you to earn valuable rewards. Plus, with an active card, you’re points never expire so you can redeem them whenever you want!

For more details please contact us or visit the ScoreCard Rewards website at to redeem points, check your point balance, or to see all of the merchandise available.

Visa Check Card and Credit Card ScoreCard Points can be combined by signing up at If you have questions getting started, contact us at (800) 232-6728.

Apply Today

Click here to fill out the application online or mail it to Oak Trust Credit Union.


Oak Trust Credit Union provides credit card options to members in the following areas:
Plainfield | Aurora | Joliet | Naperville