ATM

Even more smart ways to manage and access your account include these convenience services:

Direct Deposit and Payroll Deduction

Automated Phone Banking

Automated Teller Machine (ATM)

Easy Wire Transfers

Direct Deposit & Payroll Deduction
Direct deposit is a great way to automatically apply any recurring deposit, such as regular payroll, social security or pension deposits to your account without the hassle of mailing a check or taking the time to drive to our office. Funds are available to withdraw the morning of your pay date, and you'll never have to worry about your check getting lost or stolen. With payroll deduction, you can apply a portion of your payroll check to make a loan payment or add to a deposit account. It's easy!

Two things you will need, Oak Trust's Routing & Transit Number and your account number. If you have questions about setting up direct deposit or payroll deduction, contact us, or your employer, for more information.

Routing & Transit Number
You will need the Oak Trust Routing & Transit Number, 271079747.

Finding Your Account Number
Your account number can be found on your statements or checks. All Savings Accounts should be 6 digits long - add zeros in front of your account number so that it equals 6 digits. When using your Checking or Money Market Account, the account number is referenced on your checks (this number will be 7 or 9 digits and is typically followed by 2 lines and a dot ( . ), whereas the routing number is contained in colons).

Check Sample

>> Back to Top

Automated Phone Banking
Gain access to your accounts via touch-tone phone anytime of the day or night using Oak Trust’s automated phone system. It's easy to follow the voice instructions to check balances, transfer funds, verify cleared transactions, request a check and more.

To access your accounts by phone, 24-7, you will need your account number and Personal Identification Number (PIN). To set up your PIN, simply contact us.

Keep these numbers handy for our phone banking: (630) 792-0000 in the Chicagoland area, or toll-free (800) 446-6629.

>> Back to Top

Automated Teller Machine (ATM)
Did you know you can access your account at thousands of surcharge-free ATMs across the nation? Any credit union- or bank-owned ATM that displays the MoneyPass, Allpoint, or CO-OP logos are completely free to Oak Trust members.

Additional surcharge-free ATMs can be found at many convenient locations including Target, Kwik Trip, 7-Eleven, and more!*

It's easy to find the one closest to you or when you travel by clicking here to search for a surcharge-free ATM near you.

*ATM owner may charge an additional fee.

Important Information Regarding Deposits at ATMs: Please note that not all ATMs offer deposit services. The owner of each machine determines if deposits will be accepted. Due to issues, such as delays in updating information, ATMs that may show as deposit accepting machines on the web may indeed not offer this service. Oak Trust recommends that before you drive to an ATM for the purpose of making a deposit, that you call the place where the ATM is located to determine if their ATM offers deposit services.

>> Back to Top

Wire Transfers
Send money to nearly anyone in the world using Oak Trust's Wire Transfer Service. Money can be sent to destinations within the United States or overseas, usually the same day, at a price that's lower than most other money transfer services. A small fee is charged which can be found in our Fee Schedule.

To get started, please stop by your nearest branch location or fill out a wire transfer form and mail it to us today!

>> Back to Top