Oak Trust Credit Union - Online Account Management

Easy Banking Options

Online Account Management

	Easy Banking Options
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Easy Online Management Banking with Oak Trust Crdit Union

Online Banking
Electronic Bill Pay
eStatements and eNotices

Online Banking
Get free and easy access to your account information 24 hours a day, 7 days a week with Oak Trust's Online Banking service. Your account information is secured by dual password access and data encryption. To get started, you will need your account number, password and PIN (Personal Identification Number). Once you log onto our secure server, you can check account balances, request withdrawals, make loan payments, balance your checking account, and handle other routine transactions.

If you like the convenience of electronic services, be sure to sign up for eStatements. When ready, your eNotice is sent by email on the first or second day of your new statement period. The eStatement looks just like a regular statement but you access it online through online banking where you can also print it if you choose to do so.

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Electronic Bill Pay
Using Oak Trust's Online Banking Account does save time, and, if you choose to use Electronic Bill Pay to organize and pay your bills, you save even more! You no longer have the need for checks or postage and have two great, easy-to-use options–Bill Pay or Bill Pay Plus.

	Bill Pay	Bill Pay Plus*
Features	• Unlimited number of payees; all payees are verified before the first payment is made • Schedule, change, or stop single or recurring payments • View payment history	All features of Bill Pay, Plus: • Make multiple payments from one screen • Pay from multiple checking accounts at Oak Trust • Person-to-Person (P2P) payment allows you to send money to anyone with a valid e-mail address and a US bank account • Me-to-Me (M2M) payment allows you to transfer funds from your Oak Trust account to your personal account(s) at other financial institutions • Check out how much is scheduled to be paid each day • Set payee and payment amount thresholds • Categorize payees, and nickname accounts
Cost	• FREE to Free and Gold Checking users	• FREE to Platinum Plus MMA and Rewards Checking users • $1.00 per month for unlimited transactions to Free and Gold Checking users

*Bill Pay Plus users will be subject to a $5.00 inactivity fee after 90 days without activity.

To get started today, click on the "Bill Pay" button in the left column when you are logged into Online Banking, then click on "Enroll" and complete the online application. It's that easy!

For more information, view our online demonstration or contact us if you have any questions.

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eStatements and eNotices
With eStatements you can help protect your identity by not having your statement go through the postal service. Your statement comes in a secure electronic format that allows you to view, save or print. Safe, convenient and also helps you reduce paper clutter! Sign up today by clicking here.

Another great service is our eNotices. We provide notification via email on items that you want to have alerts, such as deposits and withdrawals, maturing certificates, account balances that reach a pre-determined level, overdraft notices and more. To sign up today, please fill out an eNotice Agreement and fax or mail it to us today!

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Oak Trust Credit Union is federally insured by the National Credit Union Administration

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