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Loans That Fit Your Lifestyle
Are you a new homebuyer? Are you looking to purchase a new or gently used vehicle? Or, maybe you just need some extra money to finance a special project? At Oak Trust you can borrow money for your dreams, next big purchase, or other special need, and we'll make the process simple and convenient. Our lending professionals will be happy to give you the personalized service you deserve and discuss different options, so you can get a loan that is tailored to meet your needs. Choose from any one of the following:
Vehicle Loans
Other Personal Loans
Real Estate Loans
Student Loans
VISA® Credit Card
To apply today, fill out our online Loan or Credit Card application, or contact us to take your information over the phone or in person.
Knowledge You Have Insurance Helps to Bring You Peace of Mind
To help protect yourself and your family in the event of your death or disability, we suggest you purchase loan protection. Oak Trust offers MEMBER'S CHOICE® Credit Life and Credit Disability insurance, underwritten by CUNA Mutual Insurance Society on most loans. If you pass away and your claim is payable, your eligible loan balance is reduced or paid off. If you're totally disabled due to an injury or sickness, your loan payments will be paid until you're no longer disabled, your loan is paid, or you reach the policy maximum.
Additionally, Mechanical Repair Coverage (MRC) and Guaranteed Asset Protection (GAP) are available to help protect yourself from costly vehicle repairs and depreciation if your vehicle is totaled, or stolen and not recovered.
Please speak with an Oak Trust Representative to learn more about these MEMBER'S CHOICE products.
In those sates where MEMBER’S CHOICE® Mechanical Repair Coverage is offered as an insurance product, it is underwritten by Virginia Surety Company, Inc., Glenview, Illinois. The Mechanical Repair program is administered by Consumer Program Administrators, Inc., and Automotive Warranty Services of Florida, Inc., Florida License #60023. LDP-0210-F260
MEMBERS® Auto & Homeowners Insurance Program
You trust Oak Trust Credit Union to provide you and your family with quality products and services to meet your financial needs. We've joined with a dedicated team of insurance professionals to bring you the MEMBERS® Auto & Homeowners Insurance Program.
- The MEMBERS Auto & Homeowners Insurance Program is the property and casualty coverage solution preferred by credit unions and their members.
- Access convenient e-service, pay your bill or make changes to your policy, even report a claim.
- Receive fast, easy access to claims service 24 hours a day.
- Obtain a free, no-obligation quote.
Click here to start saving!
The MEMBERS Auto & Homeowners Insurance Program is made available by CUNA Mutual Insurance Agency, Inc. and underwritten by leading insurance companies. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. Discounts are not available in all states and discounts vary by state. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state regulations allow. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.
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Refinance Other Loans to Oak Trust and Save
If you currently have a loan financed somewhere else, you may be able to save hundreds of dollars in interest and/or lower your monthly payments. It's also easy and convenient to refinance with us at Oak Trust. Call our loan professionals at (630) 792-0100 or toll-free at (800) 232-6728 for a no-cost, no-obligation assessments.
Convenient Payment Options
Making payments on your loan is simple with these easy-to-use payment methods:
- Automatically deducted from your Oak Trust Checking or Savings Account
- Transfer funds using the Automated Telephone account access system
- Through the Online Banking System
- In person at any branch office
- Through payroll deduction
- By mail
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