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Welcome to Oak Trust Credit Union
As a not-for-profit financial cooperative, owned and operated for the members, you're more than an account number – you are part of the Oak Trust family! Since there are no stockholders to pay, we are able to offer higher dividend rates on deposit accounts and charge lower rates on loans. Additionally, we offer a full range of convenient low-cost financial services that fit your lifestyle.
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What's New?
- NEW TO YOU!!! Account to Account Transfers (A2A) - One more way to make your life easier! In early 2012, we will be introducing A2A transfers. A2A allows you to transfer money between your Oak Trust account and any accounts you hold with other financial institutions. Once you have completed the necessary paperwork to get your accounts set up, you will be able to transfer money interchangeably between accounts online through ItsMe247, over the phone and in person at our branch locations. Much like a wire transfer, A2A transfers will allow you to securely transfer funds interchangeably with outside accounts. Although not as immediate as a wire transfer, A2A is significantly less expensive. A2A transfers have a minimal cost of $3 to send funds to outside accounts and are FREE to receive funds into your Oak Trust account.
- Donate Your Time as a Volunteer - Many of you no doubt volunteer for non-profit organizations in your community. Did you ever consider volunteering to serve at your credit union? Many members give us positive feedback about the impact we make in their lives. If you feel good about your co-op, why not make 2012 the year that you donate your time as a volunteer? Click here to view a complete overview of the Board Criteria & Volunteer Qualifications, as well as to apply.
Shared Branching - As a member, you want convenient branch access where you live, work, and travel. We are now bringing you a new choice in financial convenience, the CU Service Centers® Network. Shared Branching is a network created by credit unions who have joined together to share their branch locations so that members may conduct transactions at any of these shared facilities nationwide. You now have access to over 6700 Credit Union Service Centers locations nationwide and on select military bases around the globe. Look for the swirl. Click here to find a branch near you. Or give it a try by dialing 888.CU.Swirl to find a location near you!

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- Auto Research, Preferred Dealers & Pre-Approval thru CUDL, the leading provider of indirect lending and point-of-sale services for our credit union members. This program will assist you in you money-saving auto buying needs. Click here for more information or to Apply Now.

- FREE Oak Trust Checking - Keep YOUR Checking FREE! Learn more about FREE Oak Trust Checking.
AAA Insurance Discount - As an Oak Trust Credit Union member, you may qualify for an immediate reduction in your auto & home insurance premiums. This is because you are eligible for group rates. In Minnesota, please contact Dan Trost at #800.677.2227 x4924. In Illinois, to find out how much you can save, click here for a free quote or reach Bob Davey at #630.420.0541 x533 or rjdavey@aaachicacgo.com. You may also discuss your questions & concerns with Bob at the Villa Park branch on Friday, January 20th between 10am & 2pm.
- Mortgages: Perfect for New or Experienced Home Buyers
Whether you are financing your first home or moving to a new home, we offer smart, simple solutions to fit your needs. Choose from a full range of home financing options, including fixed and adjustable rate loans. We have partnered with The Koehling Team @ First Centennial Mortgage to provide you with a mortgage relationship you can trust. Speak with an Oak Trust Representative for more details.
Click here to hear from satisfied members:
Enterprise Car Sales – Oak Trust has partnered with Enterprise Car Sales to offer members gently used vehicles at preferred rates. You'll appreciate the no-haggle pricing and professional sales staff. Plus, every vehicle comes with The Perfect Used Car Package® to ensure your complete satisfaction. If you buy an Enterprise car, and change your mind, they will buy it back, no questions asked within 7 days or 1,000 miles. Learn more or in Illinois call Tyler Fletcher at (630) 942-5080 and in Minnesota call Matt Bocklund at (866) 714-1264.
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