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Smart, Simple, and Earns Dividends – Even Better!
If you keep a minimum balance of $1,000 in your checking account, you can earn dividends by choosing Gold Checking. Members that use Gold Checking receive one box of standard checks each year. Perfect for the worldly traveler, the Gold Checking Account also includes the following features:

• No fee when you have $2,500 in checking or combined deposit and loan balances of $7,500 or more⁺


• Unlimited check writing


• Overdraft protection from savings*


• Overdraft privilege**


• Unlimited ATM transactions at any Oak Trust ATM and 8 FREE foreign ATM transactions per month***


• No fee for Travelers Cheques

Need help deciding which Checking Account is best for you? View our comparison chart, or contact a Member Service Representative today!

* Overdraft protection from savings - There is currently a $3.00 fee for automated transfer from your share account and a $25.00 for non-automated transfers. Eligibility and/or credit approval required.
**Opt-In to include POS, debit card + ATM withdrawal
***Fees from other institutions may apply.
⁺Does not include Visa^® Credit Card balances

Oak Trust Credit Union is federally insured by the National Credit Union Administration